Our Mission
Make collections work, for everyone.
Debt collection has an image problem, and it's earned. Harassment, threats, public shaming, practices that destroy borrower relationships, tank lender reputations, and still barely recover what's owed. The system is expensive, manual, and broken.
We're building the alternative. Orbit Flow's AI agents recover overdue loans through smart, respectful outreach, the right message, the right channel, the right time. Borrowers repay and come back for their next loan. Lenders recover more, spend less, and keep their brand intact.
The Team
Meet the founders.
We've trained, studied, lived, and built together, best friends since we were two years old. Moved from Austria to the Philippines to build meaningful solutions that make people's lives better.
Jonathan Bernsteiner
Co-Founder & CEO
Previously built a fintech venture in the Philippines. Management consulting at Porsche Consulting. Co-founded an NGO in Kenya supporting running talent.
David Neumayr
Co-Founder & COO
Former professional biathlete, competed at the World Championships for the Austrian national team. Management consulting at EFS Consulting. Co-founded an NGO in Kenya supporting running talent.